Mortgage Rates Are Still Near Historic Lows.  Get Pre-approved Today!

At MSA Mortgage, we are dedicated to finding the loan that fits your individual needs. Let us help you find the right mortgage.

What you can expect….

• A Competitive Advantage in a fast-moving housing market
• A Streamlined Approach and Underwriting Process that keeps up with you
• Communication every step of the way
• An Opportunity to move into your new home quickly and stress free

Low Down Payment Programs

Home Possible Advantage – Home Possible mortgages offers a 3% down payment for low to moderate income homebuyers of buyers in high-cost or underserved communities.

MassHousing – 100 % Financing is Now Available through MSA!  As an approved lender of MassHousing, MSA Mortgage is announcing this program for home qualified buyers.

HomeReady – This 3% down payment mortgage is designed to to serve creditworthy low to moderate income borrowers.

FHA – This is a 3/5% down payment program for first-time buyers with discounted mortgage rates as well as discounted mortgage insurance rates (PMI) for qualified buyers.

Conventional Financing Option (3% – 20%)

Conforming Loan – Any loan that conforms to standard Fannie Mae guidelines and loan limits.  This program usually offers the lowest rates for well qualified borrowers. Down payments as low as 3% and programs with and without PMI are available.  Loan limits are higher on multi-family properties.